ICBC Claims & Coverage
Overview of ICBC Claims & Coverage
Motion Medicine Program
The term Motion Medicine Program generally refers to a holistic approach to health and wellness that focuses on using movement as a central tool for improving physical and mental well-being. While the term might not refer to a specific, universally recognized program, the idea can incorporate various medical, therapeutic, and fitness-based approaches that emphasize the importance of movement for healing, recovery, and optimal performance.
Here are some related concepts and contents that are often associated with Motion Medicine programs:
Physical Therapy & Rehabilitation
Movement-based rehabilitation: Physical therapists often design programs to help individuals recover from injuries, surgeries, or chronic conditions by using targeted movement exercises to restore function, reduce pain, and improve mobility.
Postural correction: Improving posture through guided exercises is often a key part of such programs to reduce strain on the body and promote better movement patterns.
Movement Medicine as Holistic Health
Mind-Body Connection: Movement is viewed not just as a physical activity but also as a tool for enhancing mental and emotional well-being. This includes practices like yoga, tai chi, or dance therapy that focus on breathing, mindfulness, and alignment.
Reducing Stress and Anxiety: Physical activity is well-documented in its ability to release endorphins, improve mood, and reduce stress. Programs might emphasize rhythmic, repetitive movement to calm the nervous system.
Exercise Physiology
Functional Movement: Some Motion Medicine programs emphasize exercises that mimic everyday movements to improve strength, stability, and flexibility. This can prevent injuries and improve overall functionality.
Cardiovascular Health: Aerobic exercises (like walking, swimming, or cycling) are often integral to these programs, promoting heart health and improving circulation.
Strength Training and Mobility: Resistance training, stretching, and mobility work are also key components to promote muscle function, balance, and joint health.
Treatments Available
Manual Therapy
Hands-on techniques used by skilled therapists to manipulate and mobilize the body’s muscles, joints, and soft tissues. This can help alleviate pain, increase range of motion, and improve functional mobility.
Orthopedic Rehabilitation
Targeted treatments for injuries and conditions affecting the musculoskeletal system, including sprains, strains, fractures, and post-surgical recovery.
Sports Rehabilitation
Designed specifically for athletes recovering from injuries or optimizing performance. Includes exercises, manual therapy, and modalities like ultrasound or electrical stimulation.
Chronic Pain Management
Programs designed for individuals dealing with ongoing pain conditions (e.g., arthritis, fibromyalgia) to reduce discomfort through guided movement, stretching, and strengthening exercises.
Steps to Access ICBC-Funded Care
Step 1: Report Your Accident to ICBC
- Call ICBC: Notify ICBC as soon as possible after the accident. You can report your claim online, by phone, or at an ICBC driver services location.
- Provide Accident Details: Make sure to have information about the accident (date, time, location) and the injuries you’ve sustained.
- Obtain Your Claim Number: Once your claim is processed, you will receive a claim number, which is needed to access funding for treatments.
Step 2: Consult with Your Doctor or Healthcare Provider
- Initial Visit: Visit your family doctor or healthcare professional to assess your injuries. They will help determine the appropriate treatment plan.
- Get a Referral: Your doctor may provide a referral to specific therapies like physiotherapy, massage therapy, chiropractic care, or other treatments that ICBC may cover.
Step 3: Choose an ICBC-Approved Healthcare Provider
- Find an Approved Provider: Select a healthcare provider who is registered with ICBC and offers treatments covered under your insurance plan. These include physical therapy, massage therapy, chiropractic care, and more.
- Confirm Coverage: Verify with your provider that they accept ICBC claims and will direct bill ICBC for your treatments.
Step 4: Begin Your Treatment
- Start Your Rehabilitation: Once approved, you can begin receiving treatment. Depending on your injuries, your provider will recommend a treatment plan (including physical therapy, massage, chiropractic care, etc.).
- ICBC-Funded Coverage: ICBC covers the costs of medically necessary treatments (up to a specified amount) to support your recovery.
Step 5: Follow Up and Track Your Progress
- Ongoing Assessments: Continue with your treatment as prescribed by your healthcare provider. Regular follow-ups may be needed to assess your recovery progress.
- ICBC Reporting: Your provider will submit progress reports to ICBC as necessary to continue treatment authorization and funding.
Step 6: Additional Support
- Extended Treatments: If you require additional treatments beyond the initial funding, your healthcare provider can assist in submitting a request for further ICBC coverage.
- Contact ICBC: If you have questions about your coverage or treatment eligibility, you can always contact ICBC directly for support.
What to Expect When You Access Motion Medicine Care
Whether you’re seeking rehabilitation for an injury, pain management, or performance optimization, here’s what you can expect from your journey with us:
Comprehensive Assessment
Initial Consultation: Your first visit will involve a detailed assessment by one of our skilled practitioners. We’ll discuss your medical history, any injuries or conditions, and your goals for treatment.
Personalized Plan: Based on your assessment, we’ll create a tailored treatment plan designed to address your specific needs and support your recovery.
Tailored Treatment
Customized Care: Your treatment plan may include a variety of therapies such as manual therapy, physical rehabilitation, massage, chiropractic care, or movement exercises. We’ll adjust the plan as needed based on your progress.
Ongoing Adjustments: As you progress, we’ll make adjustments to your treatments to ensure you’re moving toward your recovery goals.
Focus on Education and Empowerment
Movement Education: We’ll teach you techniques to enhance your mobility, strength, and flexibility. Whether through corrective exercises or lifestyle tips, we aim to empower you with the knowledge to maintain your health outside of treatment.
Self-Care Tips: Expect guidance on posture, ergonomics, and home exercises to complement your in-clinic treatments.
Healing and Support
Recovery Time: Depending on the severity of your injury or condition, healing times can vary. We will track your progress and make any necessary adjustments to help you recover efficiently.
Pain Management: If you’re dealing with chronic pain or post-accident recovery, we’ll use a combination of therapeutic techniques to manage discomfort and promote long-term relief.
Frequently Asked Questions (FAQs)
What treatments are covered by ICBC?
ICBC provides coverage for a wide range of medically necessary treatments to help you recover after a motor vehicle accident. Treatments that may be covered include:
- Physiotherapy
- Chiropractic care
- Massage therapy
- Kinesiology
- Occupational therapy
- Psychological therapy and counseling
- Acupuncture (in some cases)
ICBC will cover the costs for the initial treatments required for your recovery, usually up to a set amount. Additional treatments may be covered if deemed necessary by your healthcare provider and ICBC.
How does direct billing work?
Direct billing means that your healthcare provider will send the bill directly to ICBC, so you don’t have to pay out-of-pocket for your covered treatments. Here’s how it works:
- Provide Your ICBC Claim Number: When you attend your first appointment, make sure to provide your ICBC claim number.
- Treatment Approval: Your provider will confirm that your treatment is covered under your ICBC claim and will begin the services.
- ICBC Submits Payment: After your treatment, your provider will submit the bill directly to ICBC for payment.
- Out-of-Pocket Costs: In most cases, there should be no up-front costs. If there are any additional fees not covered by ICBC (such as costs for extended treatments), you’ll be informed by your provider.
Direct billing helps simplify the process and ensures you can focus on your recovery.
What if my ICBC claim is pending?
If your ICBC claim is still under review or pending approval, you can still receive treatment. Here’s how:
- Approval for Initial Care: Even if your claim is pending, you may still be eligible for initial care under ICBC’s early recovery benefits. This includes coverage for assessments and treatments like physiotherapy and chiropractic care.
- Temporary Payment: In some cases, you may be asked to pay for treatments up-front, but you can submit your receipts to ICBC for reimbursement once your claim is approved.
Your healthcare provider can help you navigate the process and may be able to work directly with ICBC to ensure your treatments are covered as soon as your claim is approved.
Can I access services if I live outside North Shore?
Yes, you can access our services even if you live outside the North Shore area. While our clinic is located in [Insert Location], we welcome clients from all over the region.
- In-Person Appointments: If you are able to travel to our clinic, we can provide in-person treatments like physiotherapy, chiropractic care, and massage therapy.
- Telehealth & Virtual Consultations: For those who cannot come in person, we offer virtual consultations and telehealth services. You can access many of our services remotely, including consultations and exercise programs.
Contact us to discuss the best options for your treatment, no matter where you’re located.
What documents or information do I need to start treatment?
To begin treatment under ICBC coverage, you’ll need to provide the following:
- ICBC Claim Number: This is provided after you’ve reported the accident to ICBC.
- Personal Identification: A valid ID (driver’s license, health card, or passport).
- Medical Referral: If applicable, bring any referral from your family doctor or healthcare provider indicating the treatments required.
- Accident Details: Any relevant details about the accident, such as the date, time, and a brief description of your injuries.
- Insurance Information: If you have secondary insurance coverage, such as private health insurance, bring this information as well.
Once you have these documents, we can start your assessment and begin treatment right away.
Standard Program User Fees
Patients with a valid ICBC claim number have access to pre-authorized treatment up to 12 weeks from their date of accident. There are no user fees for physiotherapy as long as you are actively working with an NSSM Kinesiologist for active rehab. Coverage ends when the total number of treatments is reached or you are past the 12 week timeline. Your practitioner can request an extension if they feel you need further treatment (extensions are subject to ICBC approval).
Should patients continue to attend treatment without approval from ICBC when the request is still in process, patients may be responsible for the cost of any treatments received outside of ICBC approval.
| Pre-Approved ICBC Treatments | Total Sessions Over 12 weeks |
|---|---|
| Physiotherapy | 25 |
| Chiropractic | 25 |
| RMT (Massage Therapy) | 12 |
| Kinesiology | 12 |
| Acupuncture | 12 |
| Active Rehab for ICBC Patients | |
|---|---|
| Initial Assessment | No Charge |
| Follow Up Visit | No Charge |
| Massage Initial for ICBC Patients | |
|---|---|
| 60 Minutes | $16.35 |
| 75 Minutes | $41.35 |
| 90 Minutes | $61.35 |
| Physiotherapy for ICBC Patients | |
|---|---|
| Initial Visit | No Charge |
| Follow Up Visit (with Motion Medicine) | No Chage |
| Massage Follow Up Visit for ICBC Patients | |
|---|---|
| 45 Minutes | $20.00 |
| 60 Minutes | $39.75 |
| 75 Minutes | $64.75 |
| 90 Minutes | $89.75 |
Contact & Booking Information
We want to make it as easy as possible for you to get in touch, book an appointment, and start your journey to recovery. Whether you’re a new patient or seeking ICBC-funded care, we are here to help every step of the way.
Testimonials
After my accident, I was dealing with constant back pain that made sitting, standing, and even sleeping difficult. I was referred to NSSM through my ICBC claim, and they took the time to fully assess my condition. Their team offered a combination of treatments that made a huge difference—massage therapy for muscle relaxation, physiotherapy for strength, and chiropractic care for realignment. I now feel better than I have in years, and I’m able to live pain-free again.
Following my MVA, I thought I would never be able to run or play sports again. My knee injury was incredibly painful, and I struggled to regain strength and stability. NSSM’s rehabilitation program was exactly what I needed. They customized a plan to address my specific injury, and after a few months of focused therapy, I’m back to running and working out. I couldn’t have done it without their support!
After my car accident, I was dealing with constant neck pain and stiffness that made it hard to do daily activities. I turned to NSSM for help, and I couldn’t be happier with the results. Their physiotherapists worked with me on exercises that gradually improved my mobility, while the chiropractic care helped relieve the tension in my neck and back. I’m finally pain-free and able to enjoy my daily routine again. Thank you, NSSM!